What fees should I expect?
We charge you one, easy-to-understand fee. At the end of each quarter, we charge a percentage of your average portfolio value (the sum of the month-end portfolio values divided by three). Our fees are reduced as your portfolio grows. Even better, we use a cliff fee schedule, which means that when your portfolio qualifies for a lower rate, all your assets qualify for the lower rate.
| Average portfolio Value | Annual Rate |
| Up to $50,000 | 2.0% |
| $50,001 to $100,000 | 1.8% |
| $100,001 to $250,000 | 1.6% |
| $250,001 to $500,000 | 1.4% |
| $500,001 to $1,000,000 | 1.2% |
| $1,000,001 to $2,000,000 | 0.9% |
| $2,000,001 to $3,000,000 | 0.8% |
| Over $3,000,000 | 0.7% |
For example, if your average portfolio value is $400,000, your annual fee percentage is 1.4% and your quarterly fee would be $400,000 x 1.4% / 4 = $1,400. We prorate the fee for deposits to and withdrawals from the account.