Financial Planning and Portfolio Management

Most companies charge for financial plans. At White Pine Financial, we use the industry’s best financial planning software to create customized financial plans at no cost because we know how important it is to align your finances with your long-term goals.

Financial adviser working with a client

1. Review your financial situation.

This helps us understand your unique circumstances and define specific financial goals.

We can help you understand how complicated topics like taxes, Social Security and healthcare factor into your plan. We also review your entire financial picture so we make decisions based on all the relevant information.

small business financial adviser creating a financial plan

2. Build a financial plan to meet your goals.

We use industry-leading MoneyGuidePro to develop a personalized financial plan for you with clear, easy-to-understand information to help you make the right decisions about your financial future.

We manage investment accounts including retirement, non-retirement (taxable), 529 college savings, business, HSA, trusts, etc.

investment adviser working at a computer

3. Implement strategies to achieve your goals.

See Our Strategy to learn more about our process.

  • We develop a personalized savings strategy for you
  • We design your investment portfolio across all of your accounts, implement it, and proactively manage it to keep you on track.
  • We continuously analyze global markets and monitor market conditions, economic developments and political issues.
client speaking with a Utah financial adviser about financial goals

4. Ongoing financial planning and investment management.

We regularly update your financial plan and optimize your portfolio to maximize returns and minimize taxes.

As your life unfolds, we use MoneyGuidePro to adjust your personalized financial plan. We regularly monitor and update your investments to help you move toward your financial goals.